Axis Bank offers various credit cards, including the Axis My Zone Credit Card, Axis Rewards Credit Card, Flipkart Axis Bank Credit Card, Axis Bank Vistara Credit Card, and more. Each of these credit cards comes with its own set of benefits and caters to different types of users. However, sometimes credit card users need help understanding how to cancel their Axis Bank credit card, whether it's through online or offline methods.
How To Close Your Axis Bank Credit Card?
It is the process is incredibly simple. You have multiple options available to you, including closing the credit card through the official website, contacting Axis Bank's customer service, sending an email, or visiting your nearest branch in person. These convenient methods ensure that you have various avenues to close your Axis Bank Credit Card:
After clicking on the 'Axis AHA!' button, follow these steps to proceed with closing your Axis Bank Credit Card online:
- Select the 'Block Card' option.
- Log in using your Axis Internet Banking ID and password.
- Follow the on-screen instructions provided to close your Axis Bank Credit Card.
- Once you have completed these steps, your Axis Bank Credit Card will be successfully blocked.
Alternatively, you can close your Axis Bank Credit Card by sending an email to the appropriate Axis Bank officials. The email addresses to contact depending on the type of Axis Bank Credit Card you hold:
- If you have a premium Axis Bank Credit Card, send an email to [email protected], requesting the closure of your premium Axis Bank Credit Card.
- For other Axis Bank credit cards, use the email address [email protected] to initiate the closure process.
- Choose the appropriate email address based on your Axis Bank Credit Card type, and send a request to close your Axis Bank Credit Card.
How to Close Axis Bank Credit Card Offline
The second type of method to close Axis Credit Card consists of offline modes. You can either call the Axis Bank officials or visit your nearest Axis Bank branch for the purpose. So, here is how to Close Axis Bank Credit Card offline in 2023:
The easiest offline method to close an Axis Bank Credit Card is to call the bank officials and request them to help you with the procedure. That way, you do not have to do any work and they will complete the entire procedure for you. If need be and you are required to fill in some details or forms, they will help you with that too. So, here are the contact numbers that you can try calling to close your Axis Credit Card:
Start contacting Axis Bank officials by phone or visiting your nearest Axis Bank branch. Here's a guide on how to close your Axis Bank Credit Card offline in 2023
Close your Axis Bank Credit Card by Calling Bank Officials The most convenient offline method to close your Axis Bank Credit Card is to call the bank officials and request their assistance in the closure process. By doing so, you can leave the entire procedure to them, without having to do any work yourself. If there are any details or forms that need to be filled out, they will provide guidance and support.
Here are the contact numbers you can try calling to initiate the closure of your Axis Credit Card:
- Close Axis Bank Credit Card on Axis' Official Website: Visit the Axis Bank official website and follow the provided instructions to close your credit card.
- Close Axis Bank Credit Card by Sending an E-mail: Send an e-mail to the respective Axis Bank officials requesting the closure of your credit card. The appropriate e-mail addresses are mentioned on the Axis Bank website.
To permanently close your credit card account, you can follow the same methods mentioned earlier for closing your Axis Bank credit card. For closing your Axis Bank Credit Card offline, you have the following options:
- Call Axis Bank Toll-Free Number: Dial '1800-103-5577' or use the chargeable numbers '1860-419-5555' or '1860-500-5555' to contact Axis Bank's customer service. Request their assistance in closing your Axis Bank Credit Card.
- Visit Nearest Axis Bank Branch: You can also personally visit your nearest Axis Bank branch and approach the bank's staff for help in closing your Axis Bank Credit Card. They will guide you through the process.
Important Considerations Before Closing an Axis Bank Credit Card
Before making the decision to cancel an Axis Bank credit card, it is essential to take into account the following factors:
- Clear All Outstanding Dues: Ensure that all outstanding dues, pending loans, EMI facilities, balance transfers, and any other charges associated with the credit card are cleared before proceeding with the cancellation.
- Redeem Unused Reward Points: Take note that any unused reward points on the credit card should be redeemed within 45 days of requesting the closure of the credit card.
- Non-Transferability of Pending Dues: Understand that once the request to close the credit card is raised, any pending dues on that particular credit card cannot be transferred to another credit card.
When Axis Bank Can Cancel a Credit Card Axis Bank reserves the right to terminate a credit card at its sole discretion without specifying a particular reason. In such cases, the cardholder is required to clear the outstanding amount on the credit card immediately. Please note the following reasons for potential termination:
- Consistent Failure to Make Payments: If the cardholder consistently fails to make payments by the due date specified by the bank.
- Failure to Meet Obligations: If the cardholder fails to fulfill the obligations as outlined in the terms and conditions of the credit card agreement.
- Non-Encashment of Payment Instruments: If any cheque, ECS (Electronic Clearing Service), online payment made using another bank account, or standing instructions provided to the bank are not honored and remain uncashed.
- Incorrect or Incomplete Representation: If any information or representation provided by the cardholder is found to be incorrect or incomplete.
It is important to be aware of these considerations and circumstances that may lead to the cancellation of an Axis Bank credit card.
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